Connecting financial institutions to consumers and their paychecks.
MOX automates financial products repayment directly from users´ payroll accounts. Financial companies can decrease missed payments, reduce default rates and better support the financial wellbeing of the community.
Products
Repayment via Payroll
Our infrastructure eliminates manual processes in the origination and repayment of financial products linked to payroll. Our benefits include:
Partial/Total Payroll Direct Deposit Switching
Our ability to “extract/modify” data in the management systems enable the underlying infrastructure for payroll dispersion and to change the payroll check receiving accounts
Why do Clients Care?
Tech Cost Reduction
One integration rather than 50+ integrations.
Mass Coverage
Expand coverage regardless of payroll bank /employer relationship.
Frictionless Origination
"Plug and Play" API with automatic verification, retentions & repayments.
Automatic Repayments
Automate repayment to users´ paycheck. Paycheck-linked lenders experience 3x fewer defaults.
No Manual Input
Eliminate payslips and PDF forms with MOX´s user-permissioned income verification.
Lead Generation
Connect to our marketplace and receive pre-qualified leads for your financial products.